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To my neighbors in Natomas:

The new flood maps have been announced. As of December 8, 2008 the Natomas basin will be a zone AE. Currently Natomas is in a flood zone "X" and eligible for preferred flood insurance at low rates of $348 (or less) per year. If you buy a policy before the new maps are released you will not see an increase until your policy renewal. Furthermore, once it does renew your house will be eligible to keep a "grandfathered" rate lower than those who buy new policies, yet higher than the current preferred rate.

On the left side of this page are the preferred flood rates. The top set are for homes on slab foundations or homes with properly vented crawl spaces. The lower set are rates for homes with basements or obstructed crawl spaces.

As a Pocket/Greenhaven area resident I too carry  flood insurance for my house. It is an expense I'd rather not have. But, I recognize the risk of living next to the Sacramento River.

Call us or click here to get a quote for your home. We are ready to answer your questions and provide the best service possible in putting together your flood policy.

Jeff Beck - Agency Owner

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Natomas Flood Zone Links

City of Sacramento flood depth maps

Sacramento Area Flood Control Agency

Sacramento Bee - Natomas News

Storm Ready - Sacramento County

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Preferred Rates* Without Basement/Enclosure
Building
Contents
Premium
$20,000
$8,000
$119
30,000
12,000
148
50,000
20,000
196
75,000
30,000
230
100,000
40,000
257
125,000
50,000
277
150,000
60,000
296
200,000
80,000
326
250,000
100,000
348
* Rates Effective May 1, 2008
**
Click here or call for commercial building, apartment & condo association rates.
***Call us if you are a renter and need to insure your contents only.
Preferred Rates* With Basement/Enclosure
Building
Contents
Premium
$20,000
$8,000
$144
30,000
12,000
173
50,000
20,000
221
75,000
30,000
260
100,000
40,000
287
125,000
50,000
307
150,000
60,000
326
200,000
80,000
361
250,000
100,000
388
* Rates Effective May 1, 2008